Three Payment Endowment Assurance Plan
Receive scheduled portions of the sum assured during the policy term, while retaining life insurance protection. The plan is designed to provide funds at important stages and a final maturity payment.
A plan designed around your priorities.
Receive scheduled portions of the sum assured during the policy term, while retaining life insurance protection. The plan is designed to provide funds at important stages and a final maturity payment.
Understand your benefits.
Key features translated and organized from the supplied product brochure.
First scheduled payment
At one-third of the policy term, 25% of the sum assured is payable.
Second scheduled payment
At two-thirds of the policy term, a further 25% of the sum assured is payable.
Maturity payment
At the end of the policy term, the remaining 50% of the sum assured plus accrued bonus is payable.
Death benefit
If the life assured dies before maturity, the full sum assured together with accrued bonus is payable, even if one or both interim instalments have already been paid, as described in the brochure.
Paid-up and surrender value
After at least two years of premium payments, the policy may acquire paid-up and surrender values under the brochure terms.
Loan and supplementary cover
A loan of up to 90% of surrender value may be available. DIAB/PDAB supplementary cover may be taken subject to approval.
Tax treatment
The brochure states that premiums may qualify for tax relief and policy claim proceeds are tax-exempt, subject to applicable tax laws.
Premium rates & payment options.
Annual premium per BDT 1,000 of sum assured, varying by age nearest birthday and selected term.
The brochure states a rebate of BDT 2 per BDT 1,000 of sum assured for annual payment and BDT 1 for half-yearly payment, compared with the tabular rate.
Age-wise annual premium rate table
Premium rate per BDT 1,000, as applicable to this plan.
The source premium schedule is reproduced from the supplied brochure to preserve the original figures. Its printed table headings and labels are in Bengali; the plan information and explanations on this page are in English. Please contact the company for a verified English quotation.
Need help choosing this plan?
Contact Sunflower Life Insurance for eligibility, a current premium quotation and the full policy terms.
Examples from the brochure: a 12-year policy pays 25% after 4 years, another 25% after 8 years, and the remaining 50% plus accrued bonus at maturity. The same one-third/two-thirds structure applies to the other listed terms. All benefits, eligibility requirements, premium rates, exclusions and conditions are subject to the approved policy wording and applicable regulations. This page is an English summary of the supplied brochure, not an insurance contract or a premium quotation. In case of any difference, the issued policy document and the company's official confirmation will apply.
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